Ever wonder how your community ranks on housing affordability compared with other markets across the state? SmartAsset’s annual study on the most affordable places in the country has the answer.

SmartAsset, a financial technology company that provides advice on personal finance decisions, has created an affordability index weighing property taxes, homeowners’ insurance fees and mortgage payments relative to income to locate the most affordable housing markets in the country. Based on the index, the most affordable cities and counties are those in which total housing costs on an average house accounted for the smallest proportion of the median income.

According to SmartAsset’s recently released fifth annual study, the 10 most affordable housing markets in the state include:

  1. Ephrata
  2. West Richland
  3. Finlay
  4. Union Gap
  5. Hoquiam
  6. Quincy
  7. West Side Highway
  8. Town and Country
  9. Duvall
  10. Prairie Ridge