Trying to decide whether to rent or buy in the region? SmartAsset’s latest study, in which the finance website ranks the best Washington markets to own a home, might help.

Specifically, the site compared the total costs of buying and renting a typical home or rental in each Washington county, for a household earning $100,000 a year. For the “buy” scenario, the following assumptions were made: a mortgage rate of 4.5 percent, closing costs of $2,000, and a down payment of 20 percent. For each county, we found the breakeven point in the buy vs. rent decision— the point at which the total costs of renting become greater than the total costs of buying.

The counties with the shortest time to break even are the best places to buy rather than rent.

Topping the list is Grays Harbor, with a breakeven time at two years. Three South Sound counties — Pierce, Thurston and Lewis — are fourth, fifth and sixth on the list. Pierce and Thurston are knotted at 3.1 years to the breakeven point, with Lewis right behind at 3.2 years.

To see the full study and list, click here.